After evaluating Olya’s monthly budget, which of the following would not be an option to help reduce her debt?a.Olya could spend less on entertainment each month and put the money towards her credit card payment.b.Olya could skip a month or two paying for her school loan and put the money towards her credit card debt.c.Olya could try to save money on her utility bills by investigating money saving plans offered by the utility company.d.Olya could spend less on food each month and put the money towards her credit card payment